Bridging Business and IT. I translate. I simplify. I build the solution.

Florian Krüger (also written Florian Krueger) sits between the business and the IT. Translator, venture architect, simplifier of the complex. 25 years building at the intersection of emerging technology and enterprise reality. AI is the current tool. Blockchain, tokenisation, IoT, smart cities, Industry 4.0, mobile and web came before. The tools change each cycle; the discipline does not. Created the AIOS framework, has advised AXA, BMW, Citibank, Bank of America and Siemens, holds faculty appointments at MIT and Singularity University, and is the founder of TAKO, MarinMaster and the Fintery venture studio.

Strategic advisory for boards and leadership teams: strategy, operating model and governance. The work is to find the actual problem under the AI, blockchain or digital wrapper, then design the solution everyone can build. 25 years of cross sector delivery and the AIOS framework underneath. The focus is solutions that ship, not slideware. The fastest route is florian@floriankrueger.com.

AIOS is Florian Krüger's framework for running a modern business: a five level decision model for priorities, trade offs and direction, applied at board and team rhythm. AI is its native medium, the logic outlasts the tool. Subject of his book, AIOS, The AI Operating System Framework for Modern Business, available on Amazon.

Fintery is a venture studio that designs, ships, and runs companies where the technology is the spine, not a bolted on feature. One operating system across a portfolio of live ventures, including TAKO, MarinMaster and Alakai, so each company is a market test of the same operating logic.

A venture architect designs the operating system behind a business: strategy, technology stack and commercial model. Then builds and runs it as a real venture rather than a slide deck. In practice that means founding companies, sitting on boards, and turning the convergence of AI, data, privacy, IoT and the rest into products that ship and generate revenue.

Board seats, advisory mandates, founder and operating roles, and faculty appointments. Most useful when a problem sits between two disciplines and neither owner is sure which one. Availability is global. The fastest route is florian@floriankrueger.com.

AI and machine learning, distributed ledger and tokenisation, data privacy and sovereignty (GDPR / DORA), IoT, smart cities, Industry 4.0, AR/VR, quantum and payment rails. Applied across insurance, banking, mobility, energy, maritime and industrial. The recurring theme is insurance economics and the behavioural data that drives renewals.

Two books. AIOS, The AI Operating System Framework for Modern Business, a practical framework for turning AI ambition into execution. And Real, Executable, Investable, a diligence lens for separating ventures that ship from those that pitch. Both are available on Amazon.

Based in Porto, Portugal, with offices in London, Spain and Germany. Available globally. He operates in German, English, French, Italian and Spanish.